@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;600&display=swap');

body {
  margin: 0;
  font-family: 'Poppins', sans-serif;
  color: #0d3c61;
  background: #001C3D;
}

  .container-tengah {
    display: flex;
    flex-wrap: wrap; /* agar otomatis ke baris berikutnya */
    justify-content: center;
align-items: center;
margin: 0 auto;
    padding: 20px;
    gap: 20px;
    width: 90%;
  }

   .card-tengah {
    width: 700px; /* 50% lebar induk dikurangi jarak antar card */
    background: white;
    border-radius: 10px;
    box-shadow: 0 4px 10px rgba(0,0,0,0.1);
    padding: 0px;
    box-sizing: border-box;
    text-align: center;
  }

  .container-atas {
    display: flex;
    flex-wrap: wrap; /* agar otomatis ke baris berikutnya */
    justify-content: center;
    padding: 20px;
    gap: 20px;
    width: 500px;
  }

   .card-atas {
    width: calc(50% - 20px); /* 50% lebar induk dikurangi jarak antar card */
    background: white;
    border-radius: 10px;
    box-shadow: 0 4px 10px rgba(0,0,0,0.1);
    padding: 0px;
    box-sizing: border-box;
    text-align: center;
  }
  .card-atas .icon{
        font-size: 20px;
      margin-right: 10px;

  }
  .card-title
  {
    font-weight: bold;
    font-size: 14px;
  }
  .card-desc
  {
    font-size: 14px;
    padding-left: 15px;
    padding-right: 15px;
  }

.container {
  position: relative;
  min-height: 100vh;
  background: rgba(0, 28, 61, 0.85);
  padding: 30px;
}

.overlay {
  max-width: 900px;
  margin: auto;
  background: linear-gradient(180deg, rgba(0, 28, 61, 0.9), rgba(3, 55, 110, 0.9));
  border-radius: 10px;
  padding: 40px;
  box-shadow: 0 0 25px rgba(0, 0, 0, 0.6);
  background-image: url('bg.jpg'); /* gunakan gambar background seperti brosur */
background-size: 100% 100%;
  background-position: center;

    
}

.logo {
  width: 100px;
  margin-bottom: 10px;
}

.header {
  text-align: center;
  border-bottom: 2px solid #005CBA;
  padding-bottom: 20px;
}

.header h1 {
  color: #0d3c61;
  margin: 10px 0 0;
  font-size: 28px;
  font-weight: 700;
}

.subtitle {
  font-size: 16px;
  margin-top: 5px;
}

.desc {
  color: #0d3c61;
  font-size: 14px;
}

.content {
  margin-top: 30px;
}

.feature-box, .protection-box, .example-box {
  background: rgba(255, 255, 255, 0.05);
  border-left: 4px solid #FFD700;
  padding: 20px;
  margin-bottom: 25px;
  border-radius: 6px;
}

.feature-box h2, .protection-box h2, .example-box h2 {
  color: #FFD700;
  font-size: 18px;
  margin-bottom: 10px;
}

.feature-item {
  display: flex;
  align-items: center;
  margin: 8px 0;
}

.feature-item .icon {
  font-size: 20px;
  margin-right: 10px;
}

.footer {
  text-align: center;
  padding-top: 20px;
  border-top: 2px solid #005CBA;
  font-size: 14px;
}

.contact {
  margin-top: 10px;
}

/* ===== EDUKASI GRID ===== */
.edu-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 15px;
  margin-top: 25px;
}

.edu-card {
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-left: 4px solid #00AEEF;
  padding: 18px;
  border-radius: 8px;
  transition: 0.3s;
}

.edu-card:hover {
  transform: translateY(-5px);
  background: rgba(255, 255, 255, 0.12);
}

.edu-card h3 {
  margin: 0 0 8px 0;
  color: #00AEEF;
  font-size: 16px;
  font-weight: 600;
}

.edu-card p {
  font-size: 13.5px;
  color: #E0E9F0;
  line-height: 1.4em;
}
/* ===== REFERENSI CNBC ===== */
.reference-box {
  margin-top: 35px;
  background: rgba(255, 255, 255, 0.06);
  border-radius: 8px;
  padding: 20px;
  text-align: center;
  border-left: 4px solid #00AEEF;
}

.reference-box h2 {
  color: #00AEEF;
  font-size: 18px;
  margin-bottom: 12px;
}

.reference-img {
  width: 100%;
  max-width: 500px;
  border-radius: 6px;
  margin-bottom: 12px;
  box-shadow: 0 0 10px rgba(0,0,0,0.3);
}

.reference-box p {
  font-size: 14px;
  color: #E0E9F0;
  margin-bottom: 10px;
}

.reference-link {
  display: inline-block;
  text-decoration: none;
  color: #00AEEF;
  font-weight: bold;
  transition: 0.3s;
}

.reference-link:hover {
  color: #FFD700;
}
/* ===== Fitur + CNBC Side ===== */
.feature-section {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 30px;
}

.reference-inline {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  margin-top: 25px;
  background: rgba(255, 255, 255, 0.05);
  border-radius: 8px;
  padding: 15px;
  border-left: 4px solid #00AEEF;
}

.reference-side {
  width: 45%;
  max-width: 300px;
  border-radius: 6px;
  box-shadow: 0 0 10px rgba(0,0,0,0.3);
}

.reference-text {
  flex: 1;
  color: #E0E9F0;
}

.reference-text h3 {
  color: #FFD700;
  margin-bottom: 8px;
  font-size: 16px;
}

.reference-text p {
  color: #0d3c61;
  font-size: 14px;
  line-height: 1.5;
}

.article-url {
  margin-top: 6px;
  font-size: 10px!important;
  color: #FFD700;
  word-break: break-all;
}

/* ===== Tombol Download ===== */
.download-btn {
  display: inline-block;
  margin-top: 18px;
  background: linear-gradient(90deg, #00AEEF, #0074D9);
  color: white;
  padding: 10px 22px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: bold;
  transition: 0.3s;
}

.download-btn:hover {
  background: linear-gradient(90deg, #0074D9, #00AEEF);
  transform: scale(1.05);
}

/* ===== KEUNGGULAN PROGRAM ===== */
.card-tengah h3 {
  background: #005CBA;
  color: white;
  padding: 12px;
  border-radius: 10px 10px 0 0;
  margin: 0;
  font-size: 16px;
}

.card-tengah p {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  color: #0d3c61;
  border-bottom: 1px solid #e0e0e0;
  padding: 10px 20px;
  margin: 0;
}

.card-tengah p:last-child {
  border-bottom: none;
}

/* ikon berbeda sesuai urutan kalimat */
.card-tengah p:nth-of-type(1)::before {
  content: "⏱️"; /* pembayaran singkat */
  font-size: 16px;
}

.card-tengah p:nth-of-type(2)::before {
  content: "🛡️"; /* perlindungan asuransi */
  font-size: 16px;
}

.card-tengah p:nth-of-type(3)::before {
  content: "💰"; /* pengembalian dana */
  font-size: 16px;
}